Loan Sales Executive

at Concept Group
Location Port Harcourt,Rivers, Nigeria
Date Posted March 1, 2021
Category Business Development
Retail
Sales and Marketing
Job Type Full-time
Currency NGN

Description

Job Summary

  • The Loan Sales Executive is required to collect and prepare all materials needed to secure a loan.
  • He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
  • The candidate will be tasked with the responsibility of selling various loan products.
  • He/ She will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Duties and Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Qualification / Requirements

  • BS degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet the set target

Applying Instructions

Method of Application

Send your application to sales.careers@conceptgroup-ng.com
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